Poverty rates by type of tenure

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One-third (33%, 4.2 million people) of private renters are in poverty, driven by a combination of high housing costs and low incomes. Almost half (46%, 1.9 million people) of these private renters in poverty are pulled into poverty by their housing costs.

Social renters have the highest rate of poverty at 46% (4.9 million people). This reflects the comparatively lower incomes many social renting households are on (67% are in the bottom 40% of incomes) and higher housing costs compared with owner-occupiers. The composition of the sector reflects the allocation of social housing on the basis of need.

Poverty rates are lower for those who own outright (15%) and are buying with a mortgage (11%). The vast majority of these households are in poverty before housing costs, rather than being pulled into poverty by their housing costs.

The data presented here is from our 2022 UK Poverty report, setting out the trends and impacts of poverty across the UK. Read the full report at UK Poverty 2022.