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Local affordability issues for working households buying their first home

Analysis of the capacity of younger working households to buy homes in their local housing market, covering each local authority except the Isles of Scilly, the report builds on earlier studies for the JRF.

Written by:
Steve Wilcox
Date published:

Covering every local authority in Great Britain (except the Isles of Scilly), this report builds on earlier studies for the Joseph Rowntree Foundation in 2002, 2003 and 2004. It:

  • examines long-term trends in housing market affordability;
  • sets out average house-price-to-income ratios;
  • analyses the proportion of younger working households in each area that cannot afford to buy homes;
  • identifies the potential market for ‘intermediate’ housing market products and policies, which may help those unable to buy in the open market;
  • shows how moving to cheaper neighbouring areas may ease affordability difficulties in London for some households.

The author draws on these analyses to highlight some implications for regional and national housing policy.

Available in electronic format only.


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