Bridging the gap? Safety-nets for mortgage borrowers

Janet Ford and Elaine Kempson

This research set out to assess the impact of the October 1995 changes to the social security safety net for mortgagors..

This research set out to assess the impact of the October 1995 changes to the social security safety net for mortgagors the extent to which mortgage payments protection policies have developed and the key influences on both the development and take up of policies. Overall the conclusions are not positive and the evidence raises some fundamental questions about the nature of the safety nets that should be provided for home owners.

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