Equity release for older home-owners

Dr Judith Davey

Equity release offers older home-owners the opportunity to mobilise some of the capital tied up in their homes.

While at the University of York, Dr Judith Davey, from Victoria University of Wellington, New Zealand, studied equity release clients and the schemes provided.

The study, the first of equity release clients for ten years, confirms that the additional income released makes an important contribution to people's living standards but is unlikely to be used for major expenditure on housing disrepair or care services.

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