Home-ownership risks and sustainability in the medium term

Steve Wilcox

A summary of the findings and conclusions of JRF's Inquiry into Home-Ownership.

In early 2004 the Joseph Rowntree Foundation established an Inquiry to explore the medium-term risks to home-ownership, and consider how a safety net to ensure the sustainability of the sector could be developed.

The Inquiry was established in the context of growing evidence of the social and economic damage incurred on individuals, households and the economy as a result of unsustainable home-ownership. It was focused on the medium term, both to take account of emerging changes in the risks challenging the sustainability of home-ownership, and to permit consideration of options for radical reforms that would necessarily take time to develop and implement.