Older owner-occupiers' perceptions of home-ownership

Janet Askham, Helen Nelson, Anthea Tinker and Ruth Hancock

Older owner-occupiers are firmly committed to owning their own home. Most of them own it outright and have lived there for many years.

However, this strong commitment conceals some anxieties and difficulties: owner-occupation in later life is not an unmixed blessing.

This research, which presents the findings of a detailed interview study, reveals that the independence and the financial aspects of owning one's own home are seen as both beneficial and burdensome. The interviewees' experiences of home-ownership, including divorce, widowhood, and disability, influenced their views about moving home and about institutional care.