Skip to main content
Savings, debt and assets

The effectiveness of mortgage payment 'safety-nets'

Current Government policy expects mortgage borrowers to protect themselves from loss of income following unemployment, accident or sickness through private insurance and the state safety-net for mortgagors has been cut substantially.

Written by:
Elaine Kempson, Janet Ford and Deborah Quilgars
Date published:

This research evaluates the effectiveness of both private mortgage payments protection insurance (MPPI) and the diminished state provision (ISMI) in helping people avoid arrears and examines how effectively the two systems are complementing each other.


F429.pdf (27.61 KB)
Table and items being sold in front of a closed shop.

This report is part of the savings, debt and assets topic.

Find out more about our work in this area.

Discover more about savings, debt and assets