Actions it recommends:

• A Government-backed affordable loan scheme to fund property deposits and enable greater access to the private rented sector.
• Conversion of some existing homes to extend the provision of shared social housing, enabling greater access to the sector.
• Provision of basic decoration and floor coverings, and access to furniture packages in the social sector, to reduce moving-in costs for tenants.
• A proposal to deliver consistent comprehensive housing advice services across England, Wales and Scotland.

This report was developed from an initial piece of research JRF commissioned called Housing and life experiences: making a home on a low income. The initial research, and four summaries that focus on key areas, are available to download in the related content section below.